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Annuity Rates

Products that have premium bonuses may offer lower credit interest rates, Index Cap Rate, Participation Rates, and/or higher Index Margins than products that don’t offer a premium bonus. Over time and under certain scenarios the amount of the premium bonus may be offset by the lower interest rates, Index Cap Rates, Participation Rates and higher Index Margins.

 

A premium bonus recapture is assessed during the surrender charge period on any amount withdrawn, whether as a partial or full surrender, that exceeds the penalty-free withdrawal amount.

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Fixed and Indexed Annuities are generally considered long term investments. This is not a solicitation to buy or sell. Before investing or sending money to any financial professional, investors should carefully consider the investment objectives, risks, charges and expenses of the annuity contract. The annuity contract provides this and other important information and should be read carefully before investing. All guarantees are based on the claims-paying ability of the issuing company. Withdrawals are subject to income tax and prior to age 59 1/2 a 10% federal penalty tax may apply. Not all annuities and riders are available in all states. Contact Annuity Ally at (501) 626-5417 to speak with an Annuity Ally expert. Annuity Ally employees are qualified Licensed Agents, who will in turn send you free of charge and at no obligation additional product specific information. AnnuityAlly.org is an information resource only and accepts no responsibility for any investment made based on information on this website or based on recommendations made by Licensed Agents. The use of product information or trademarks on this website does not in any way imply sponsorship or endorsement by the trademark holder or companies whose products are featured.

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